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I welcome criticism and questions--it will help me improve this tool or give me ideas for others.  I also don't mind praise (we all need encouragement from time to time).  I will be screening comments to keep out spam, so my apologies for the delay in posting after you submit. 
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LIMITATIONS OF THE TOOL:
The tool currently only includes the federal requirements. Federal requirements apply in all states and states may add on (but not subtract) from the Federal laws. The tool doesn't currently incorporate court decisions or other authoritative interpretation of the law that can clarify issues not explicitly clear from the statute or regulations alone.

Copyright 2008, Matthew J. Stowe. All rights reserved.